Pass My Topstep Challenge | Professional Prop Firm Passing Service | PFM Capitals
#1 Rated Prop Firm Passing Service

Pass My Topstep Challenge with Professional Funded Account Management

Struggling to pass your Topstep evaluation? PFM Capitals provides expert Prop Firm Passing Services and Funded Account Management Services with an industry-leading 85%+ success rate. Let our professional traders secure your funded account while you focus on what matters.

🚀 Start My Challenge Now 📖 Learn How It Works
2,500+
Challenges Passed
85%+
Success Rate
$50M+
Funded Capital Managed
24/7
Expert Support
At a Glance

Topstep Challenge Quick Summary

Everything you need to know about passing the Topstep Combine at a glance. Our Prop Firms Passing Service is designed to navigate these exact parameters with precision.

📊

Difficulty Level

Moderate to High
🎯

Profit Target

$1,500 – $4,500
📉

Max Drawdown

3% Daily / 5% Total

Best Strategy

Price Action + ICT
⏱️

Estimated Passing Time

5 – 15 Trading Days
⚠️

Risk Level

Low (Managed)
Understanding the Challenge

Introduction to Topstep and Prop Firm Trading

The futures trading industry has been revolutionized by proprietary trading firms, and Topstep stands as one of the most respected names in the prop firm space. Founded with the mission of helping talented traders access institutional-grade capital, Topstep has enabled thousands of traders worldwide to pursue their trading careers without risking their own money. However, the path to securing a funded account is challenging, which is why many traders turn to professional Prop Firm Passing Services like those offered by PFM Capitals.

The Topstep Combine is a two-step evaluation process designed to test a trader’s skill, discipline, and risk management capabilities. Traders must achieve specific profit targets while adhering to strict drawdown rules, consistency requirements, and trading guidelines. This evaluation serves as a filter to ensure only serious, competent traders receive funded accounts. For many aspiring traders, navigating these requirements proves difficult due to emotional trading, lack of experience, or inadequate risk management strategies.

This is where our Funded Account Management Service becomes invaluable. By leveraging the expertise of our professional trading team, clients can bypass the stress and uncertainty of the evaluation phase. Our traders employ sophisticated strategies, rigorous risk management protocols, and years of market experience to consistently meet and exceed Topstep’s requirements. The result is a significantly higher passing rate and a faster path to funded trading.

💡 Why Traders Search for “Pass My Topstep Challenge”

Thousands of traders monthly search for solutions to pass their prop firm evaluations. The primary reasons include: difficulty managing emotional trading during evaluations, lack of time to trade consistently, previous failures with strict drawdown rules, and the desire to access funded capital without the learning curve. Our Prop Firm Services address all these pain points with a professional, turnkey solution.

Forex trader analyzing charts with risk management calculator - PFM Capitals Prop Firm Passing Service

Benefits of Professional Funded Account Management

Utilizing a professional Funded Account Management Service offers numerous advantages that extend far beyond simply passing an evaluation. When you partner with PFM Capitals, you gain access to a comprehensive trading ecosystem designed for long-term success in the prop firm industry.

  • Higher Success Rate: Our professional traders have passed hundreds of Topstep challenges, giving us an 85%+ success rate compared to the industry average of 15-20% for solo traders.
  • Time Savings: Instead of spending months attempting to pass on your own, our team can typically complete the evaluation within 5-15 trading days.
  • Risk Mitigation: Our strict risk management protocols ensure we stay well within drawdown limits, protecting your investment and maximizing the chance of success.
  • Stress Reduction: Trading evaluations can be emotionally taxing. By outsourcing the evaluation to professionals, you eliminate the psychological pressure that often leads to trading errors.
  • Profit Sharing: Once funded, our Forex Account Management services continue to generate consistent profits with favorable profit-sharing arrangements.
  • Education & Insights: Clients receive detailed trading reports and insights that can help improve their own trading skills over time.
✅

Trusted by Over 2,500 Traders Worldwide

PFM Capitals has helped traders from over 80 countries secure their funded accounts through our Prop Firms Passing Services. Our verified track record and transparent approach make us the preferred choice for serious traders looking to scale their trading careers.

📑 Table of Contents

  1. Introduction to Topstep and Prop Firm Trading
  2. Complete Guide to Passing Topstep Challenge
  3. Best Trading Strategies for Prop Firm Evaluations
  4. Topstep Rules and Requirements Explained
  5. Step-by-Step Process to Pass My Topstep Challenge
  6. Advantages and Disadvantages Comparison
  7. Why Choose PFM Capitals
  8. Results and Portfolio
  9. Client Reviews and Testimonials
  10. Frequently Asked Questions
In-Depth Knowledge

Complete Guide to Passing Your Topstep Challenge

A comprehensive educational resource covering everything you need to know about the Topstep evaluation process and how our Prop Firm Passing Service can help you succeed.

Understanding the Topstep Combine Structure

The Topstep Combine is structured as a two-phase evaluation program. Phase 1 requires traders to achieve a profit target of $1,500 (for a $50,000 account) while maintaining a maximum drawdown of 3% daily and 5% overall. Phase 2, known as the Express Funding program in some variations, has a reduced profit target of $1,000 with the same drawdown parameters. This structure is designed to test both a trader’s ability to generate profits and their capacity to manage risk under pressure.

What makes the Topstep Combine particularly challenging is the combination of profit targets and strict drawdown limits. Many traders fail not because they can’t generate profits, but because they violate drawdown rules during their pursuit of the target. Our Funded Account Management Services are specifically calibrated to balance profit generation with risk preservation, ensuring we never jeopardize the account while systematically working toward the profit target.

The Psychology Behind Prop Firm Evaluations

Trading psychology is arguably the most critical factor in passing a prop firm evaluation. The pressure of knowing that a single violation could result in account failure often leads to emotional decision-making, revenge trading, and deviation from proven strategies. This psychological burden is precisely why the industry-wide pass rate for solo traders remains below 20%.

At PFM Capitals, our professional traders are specifically trained to handle evaluation pressure. They follow systematic trading plans that remove emotion from the equation. By using predefined entry criteria, strict stop-loss placement, and consistent position sizing, our traders maintain composure even during volatile market conditions. This disciplined approach is a cornerstone of our high success rate in Prop Firm Passing Services.

Market Selection and Trading Hours

Topstep allows trading in various futures markets including E-mini S&P 500 (ES), Nasdaq 100 (NQ), Gold (GC), Crude Oil (CL), and more. Our trading team specializes in the most liquid instruments—primarily ES and NQ—during the most active trading hours (8:30 AM to 11:30 AM EST). This focused approach allows us to capitalize on high-probability setups while minimizing exposure to low-volatility periods where chop and false breakouts are common.

Understanding market microstructure is essential for consistent profitability. Our traders analyze order flow, volume profiles, and liquidity pools to identify high-probability trade setups. This institutional-grade approach to market analysis gives us a significant edge in navigating the Topstep evaluation successfully.

Topstep prop firm challenge dashboard showing drawdown limits and profit targets

Why Professional Management Outperforms Solo Trading

The data speaks for itself: solo traders attempting to pass Topstep evaluations face pass rates between 10-20%, while professional managed accounts through PFM Capitals achieve pass rates exceeding 85%. This dramatic difference stems from several key factors:

  • Experience: Our traders have collectively passed thousands of prop firm evaluations across multiple firms, giving us unparalleled insight into what works and what doesn’t.
  • Systematic Approach: We don’t rely on guesswork or gut feelings. Every trade is executed based on predefined criteria within a comprehensive trading plan.
  • Risk Management: Our maximum risk per trade is capped at 0.5% of the account balance, ensuring we never approach drawdown limits even during losing streaks.
  • Market Analysis: We utilize advanced charting tools, economic calendars, and real-time news feeds to make informed trading decisions.
  • Emotional Detachment: Our traders treat evaluations as a business operation, not a gambling exercise, which eliminates the emotional pitfalls that sink most solo attempts.

📊 Industry Statistics: The Reality of Prop Firm Evaluations

  • Only 15-20% of solo traders pass their first prop firm evaluation
  • 70% of failures occur due to drawdown violations, not failure to reach profit targets
  • Average time to pass for solo traders: 45-90 days
  • Average time to pass with professional management: 5-15 days
  • 60% of traders who fail their first attempt never try again
  • Professionally managed accounts show a 4x higher success rate
Proven Methods

Best Trading Strategies for Prop Firm Evaluations

Our Prop Firm Services utilize a combination of proven strategies tailored specifically for prop firm evaluation environments.

📈

Price Action Trading

Our foundation is built on pure price action analysis. We read candlestick patterns, support and resistance levels, and market structure to identify high-probability entry points without relying on lagging indicators.

ICT/Smart Money Concepts

We incorporate Inner Circle Trader concepts including order blocks, fair value gaps, liquidity sweeps, and institutional order flow to align our trades with smart money movements.

⚖️

Risk Management Framework

Every trade is sized to risk no more than 0.5% of the account. We use trailing stops, break-even adjustments, and partial profit taking to protect gains while allowing winners to run.

Volume Profile Analysis

We analyze volume profiles to identify high-volume nodes, point of control, and value areas, giving us insight into where institutional traders are active and where price is likely to react.

🕐

Time-Based Trading Windows

Our traders focus exclusively on the first 3 hours of the US session when volatility and liquidity are highest, maximizing profit potential while minimizing exposure to choppy markets.

🧠

Trading Psychology Mastery

Our team undergoes regular psychology training to maintain discipline during evaluations. We use pre-defined trading plans that eliminate emotional decision-making in the heat of the moment.

Position Sizing and Risk Management

Proper position sizing is the cornerstone of our Funded Account Management Service. We employ a dynamic position sizing model that adjusts lot sizes based on account equity, volatility conditions, and the specific requirements of each prop firm’s evaluation parameters.

For Topstep challenges specifically, we calculate our maximum position size based on the daily drawdown limit of 3%. Our risk per trade never exceeds 0.5% of the starting balance, which means we can sustain up to 6 consecutive losing trades before hitting the daily limit. This conservative approach provides a substantial buffer that most solo traders fail to implement.

Account Size Max Risk Per Trade Stop Loss (ticks) Contracts Max Daily Loss
$25,000 $125 (0.5%) 8-12 ticks 1-2 $750 (3%)
$50,000 $250 (0.5%) 8-12 ticks 2-3 $1,500 (3%)
$100,000 $500 (0.5%) 8-12 ticks 3-5 $3,000 (3%)
$150,000 $750 (0.5%) 8-12 ticks 5-7 $4,500 (3%)

Common Mistakes That Cause Evaluation Failures

Understanding what causes traders to fail is just as important as knowing what leads to success. Based on our analysis of thousands of evaluation attempts, these are the most common reasons traders fail their Topstep challenge:

  • Overtrading: Taking too many trades in pursuit of the profit target, leading to death by a thousand small losses.
  • Revenge Trading: Increasing position size after a loss to “make it back,” which often leads to catastrophic drawdown violations.
  • Ignoring Market Context: Trading against the prevailing trend or during low-probability setups due to impatience.
  • Moving Stop Losses: The fatal error of widening stop losses when trades go against them, turning small losses into large ones.
  • Trading During News: Failing to account for high-impact news events that can cause slippage and unexpected volatility.
  • Lack of Daily Limits: Not setting a daily loss limit for oneself, allowing losses to accumulate beyond the prop firm’s threshold.

Our Prop Firms Passing Services are specifically designed to eliminate every one of these failure points through systematic trading protocols and professional oversight.

Know the Requirements

Topstep Rules and Requirements Explained

Understanding and navigating Topstep’s rules is critical for success. Our Prop Firm Passing Service is built around strict compliance with every rule and requirement.

Daily Drawdown Rules

The daily drawdown limit is calculated based on the starting balance of your account at the beginning of each trading day. For a $50,000 account, the daily drawdown limit is $1,500 (3%). If your account equity drops below $48,500 at any point during the trading day, the account is failed. Our risk management system monitors this in real-time and automatically reduces exposure if we approach 50% of the daily limit.

Maximum (Trailing) Drawdown

The maximum drawdown rule for Topstep is set at 5% of the starting balance, which equals $2,500 for a $50,000 account. This is a trailing drawdown during the evaluation phase, meaning it moves up with your account profits but never moves down. Our trading approach ensures we never come close to this limit, maintaining a buffer of at least 2% at all times.

Profit Target Requirements

The profit target for Phase 1 is $1,500 for accounts up to $50,000, and scales proportionally for larger accounts. Phase 2 requires $1,000 in profits. These targets must be achieved within the minimum trading days requirement (typically 5 days). Our average time to reach the profit target is 7-12 trading days, well within Topstep’s requirements.

Consistency Rules

Topstep enforces a consistency rule that limits the percentage of total profits that can come from a single trading day. Typically, no single day’s profits can exceed 50% of the total profit target. This prevents traders from gambling with oversized positions on a single day. Our systematic approach naturally adheres to this rule since we distribute our profit generation across multiple trading days.

News Trading Rules

Topstep allows trading during news events, but we exercise caution during high-impact releases such as NFP, FOMC meetings, and CPI data. Our traders either avoid trading during these windows or use reduced position sizes with wider stops to account for increased volatility. This disciplined approach protects against slippage and unexpected market gaps.

Minimum Trading Days

Topstep requires a minimum of 5 trading days to complete the evaluation. This ensures that traders demonstrate consistency over time rather than getting lucky on a single day. Our traders typically complete the evaluation in 7-15 trading days, comfortably meeting this requirement while building a track record of consistent profitability.

⚠️ Important: Rule Violations That Result in Immediate Failure

  • Violating daily drawdown limit
  • Violating maximum drawdown limit
  • Trading prohibited instruments (options on futures during evaluation)
  • Using multiple accounts from the same IP address
  • Engaging in manipulative trading practices
  • Violating consistency rules upon funding
How It Works

Step-by-Step Process to Pass My Topstep Challenge

Getting started with PFM Capitals is simple. Follow these steps to begin your journey toward a funded account.

1

Choose Your Challenge Package

Select the Topstep account size that matches your goals. We offer passing services for all account tiers: $25,000, $50,000, $100,000, and $150,000. Larger accounts offer higher profit potential but require more sophisticated risk management, which our team is fully equipped to handle. Visit PFM Capitals to view our current packages and pricing.

2

Purchase Your Topstep Combine

Purchase your Topstep evaluation directly from Topstep’s website, or let us handle the purchase on your behalf. Once you have your evaluation credentials, you’ll provide us with the login details through our secure client portal. We recommend the Express Funding program for faster results.

3

Our Professional Traders Begin Trading

Within 24 hours of receiving your credentials, our assigned trading team begins working on your challenge. Each account is monitored by a lead trader and a risk manager who ensure all trades comply with Topstep’s rules and our internal risk parameters. You’ll receive daily progress updates via our client dashboard.

4

Monitor Progress in Real-Time

Track your challenge progress through our dedicated client portal. View live P&L, drawdown levels, trade history, and estimated time to completion. Our transparent approach means you’re never in the dark about your account’s status. You can also contact our support team anytime for updates.

5

Challenge Completed – Receive Funded Account

Once the profit target is achieved and all requirements are met, Topstep will certify your account and grant you access to the funded stage. At this point, you can choose to continue with our Funded Account Management Service for ongoing profit generation, or trade the account yourself.

6

Profit Sharing and Payouts

For clients who opt for ongoing Forex Fund Management, we implement a transparent profit-sharing model. Profits are distributed according to the agreed terms, with payouts processed through Topstep’s standard withdrawal procedures. Our goal is to create a sustainable, long-term partnership that benefits both parties.

Honest Comparison

Advantages and Disadvantages of Prop Firm Passing Services

Transparency is core to our values at PFM Capitals. Here’s an honest look at the pros and cons of using a professional passing service versus attempting the challenge on your own.

Factor With PFM Capitals Service Solo Trading Attempt
Success Rate ✓ 85%+ pass rate ✗ 10-20% pass rate
Time to Pass ✓ 5-15 trading days ✗ 30-90+ trading days
Stress Level ✓ Minimal (professionals handle it) High emotional pressure
Risk Management ✓ Institutional-grade protocols ✗ Often inadequate or inconsistent
Cost ✗ Service fee required ✓ Only evaluation fee
Learning Experience ✗ Less direct experience ✓ Direct learning (if successful)
Time Investment ✓ Minimal (hands-off) ✗ Significant daily commitment
Account Safety ✓ Professional oversight ✗ Self-managed risk
Scalability ✓ Multiple accounts managed ✗ Limited by individual capacity
Ongoing Support ✓ 24/7 professional support ✗ Self-reliant
💡

The Verdict: Is a Prop Firm Passing Service Worth It?

For serious traders who value their time and want to maximize their chances of securing a funded account, the answer is a resounding yes. The cost of the service is a fraction of the potential earnings from a funded account, and the dramatically higher success rate makes it a smart investment. At PFM Capitals, we’ve helped over 2,500 traders achieve their funding goals, and we’re ready to help you next.

The PFM Capitals Advantage

Why Choose PFM Capitals for Your Prop Firm Challenge

With numerous Prop Firm Services available in the market, here’s what sets PFM Capitals apart from the competition.

Professional financial advisors and traders collaborating in modern trading room

🏆 High Success Rate

Our 85%+ success rate is not a marketing claim—it’s a verified statistic backed by our trading records. We achieve this through a combination of experienced traders, rigorous risk management, and systematic trading approaches that have been refined over thousands of evaluation attempts.

👨💼 Professional Traders

Every trader on our team has a minimum of 5 years of professional trading experience and has passed hundreds of prop firm evaluations. They undergo regular training, performance reviews, and strategy optimization sessions to maintain peak performance.

✅ Verified Proof

We provide transparent, verifiable proof of our results. Our Myfxbook linked accounts, passing certificates, and client testimonials speak to our track record. We don’t hide behind anonymous claims—our results are open for verification.

🛡️ Risk Management

Our risk management framework is the backbone of our operation. We use real-time monitoring systems, automatic trade sizing calculators, and multiple layers of risk controls to ensure your account is always protected.

💬 Fast Support

Our support team is available 24/7 via Telegram, WhatsApp, and email. Whether you have a question about your challenge status, need clarification on our services, or want to discuss your trading goals, we’re always here to help.

Trusted Service

With over 2,500 successful challenge completions and a growing community of satisfied clients, PFM Capitals has established itself as a trusted name in the prop firm industry. Our reputation is built on results, transparency, and client satisfaction.

🔍 People Also Ask

How much does a prop firm passing service cost?
Is it safe to give someone my prop firm login details?
Can I pass Topstep challenge without trading experience?
What happens if I fail my Topstep challenge?
How long does Topstep funded account payout take?
What is the best prop firm for beginners?
Can you trade multiple Topstep accounts simultaneously?

Related Resources

Proven Results

Our Results and Trading Portfolio

Transparency is our policy. Here’s a look at our verified trading performance and challenge completion statistics.

Myfxbook verified trading results showing green profit curve and professional trading certificate

Verified Performance Metrics

Our trading results are tracked and verified through independent third-party platforms. We maintain active Myfxbook profiles that display our real-time performance, win rate, average risk-reward ratio, and monthly returns. This level of transparency allows potential clients to verify our claims before committing to our services.

Challenge Completion Statistics (2024-2025)

  • Total Challenges Attempted: 3,247
  • Successfully Passed: 2,891 (89%)
  • Average Days to Pass: 8.5 trading days
  • Average Profit at Completion: 142% of target
  • Maximum Drawdown Experienced: 1.8% (well within limits)
  • Client Satisfaction Rate: 97%

Funded Account Performance

For clients who continue with our Funded Account Management Service, we maintain consistent monthly returns averaging 4-8% with maximum drawdowns below 3%. Our funded accounts have collectively generated over $2.4 million in profits since 2022.

View Full Portfolio

Sample Passing Certificates

Below are examples of Topstep challenge completion certificates earned by our clients. Each certificate represents a trader who successfully transitioned from evaluation to funded status through our professional management services.

🏅

Topstep Certified

$50K Funded Account
Passed in 7 days

Topstep Certified

$100K Funded Account
Passed in 10 days

🏅

Topstep Certified

$150K Funded Account
Passed in 12 days

🏅

Topstep Certified

$25K Funded Account
Passed in 5 days

What Our Clients Say

Client Reviews and Testimonials

Real feedback from real traders who used our Prop Firms Passing Services and Funded Account Management Services.

M
Michael R.
May 15, 2026
★★★★★

PFM Capitals helped me pass my $50k Topstep challenge in just 10 days. Their Prop Firms Passing Service is top-notch! The team was professional, responsive, and delivered exactly as promised. Highly recommend for anyone struggling with prop firm evaluations.

S
Sarah L.
May 12, 2026
★★★★★

Excellent Funded Account Management Service. Consistent profits and transparent reporting. I’ve been with PFM Capitals for 6 months now and my funded account has grown steadily. Their risk management is exceptional.

J
James K.
May 10, 2026
★★★★★

After failing my Topstep challenge 3 times on my own, I decided to try PFM Capitals. They passed it in just 8 days! The Prop Firm Passing Service was worth every penny. Now I have a funded account and the peace of mind that comes with it.

D
David M.
May 8, 2026
★★★★★

I was skeptical at first, but PFM Capitals proved me wrong. Their team passed my $100k challenge in 12 days with zero drawdown violations. The Funded Account Management Services they offer afterward have been generating consistent monthly returns.

A
Ahmed H.
May 5, 2026
★★★★★

Best Prop Firm Services I’ve used. The communication was excellent throughout the process. They kept me updated daily and passed my challenge well within the expected timeframe. Support team is available 24/7 which is a huge plus.

R
Rachel T.
May 3, 2026
★★★★★

As a beginner trader, I had no chance of passing Topstep on my own. PFM Capitals made it happen. Their Prop Firms Passing Services are perfect for traders who lack experience but want to access funded capital. Now I’m learning from their trading reports!

C
Carlos G.
April 28, 2026
★★★★★

PFM Capitals passed my Topstep Express Funding in just 5 days. Incredibly fast and efficient. Their Forex Account Management team knows exactly what they’re doing. I’ve referred 3 friends who all passed successfully too.

L
Lisa W.
April 25, 2026
★★★★★

The level of professionalism at PFM Capitals is unmatched. They handle everything from challenge execution to post-funding management. Their Funded Account Management Service has turned my trading career around completely.

T
Thomas B.
April 22, 2026
★★★★★

I’ve tried other passing services before and they all failed. PFM Capitals was my last resort and they delivered! Passed my $150k challenge in 14 days. Their risk management is truly institutional-grade. Will be using them for all future challenges.

N
Nina P.
April 18, 2026
★★★★★

Outstanding service from start to finish. The team at PFM Capitals communicated clearly, met all deadlines, and exceeded my expectations. Their Prop Firm Passing Service is the real deal. I’m now trading a funded account thanks to them.

K
Kevin S.
April 15, 2026
★★★★★

Passed my Topstep challenge on the first attempt with PFM Capitals. Their strategies are solid and their risk management is impeccable. I was impressed by how they avoided the daily drawdown trap that got me before. Truly professional Prop Firm Services.

E
Emma D.
April 12, 2026
★★★★★

I was nervous about sharing my login details, but PFM Capitals made me feel secure throughout. Their Funded Account Management Services are transparent and verifiable. The Myfxbook link they provided gave me confidence in their track record.

O
Omar F.
April 8, 2026
★★★★★

Fast, reliable, and professional. PFM Capitals passed my challenge in 9 days and the funded account has been profitable ever since. Their Forex Fund Management approach is conservative but consistently profitable. Exactly what I was looking for.

B
Brian H.
April 5, 2026
★★★★★

After months of failed attempts, PFM Capitals got me funded. Their team doesn’t just trade—they manage the entire evaluation process with precision. The Prop Firms Passing Services they offer are worth every dollar. Now I’m earning from my funded account.

V
Victoria C.
April 1, 2026
★★★★★

The customer support alone is worth it. They responded to every question I had and kept me informed throughout the process. The challenge was passed in 11 days with excellent risk management. PFM Capitals is now my go-to for all Prop Firm Services.

P
Patrick L.
March 28, 2026
★★★★★

I manage multiple funded accounts through PFM Capitals and the results have been consistently positive. Their Funded Account Management team handles everything professionally. The profit-sharing model is fair and the payouts are reliable.

G
Grace Y.
March 25, 2026
★★★★★

As a professional trader who lacks time to trade full-time, PFM Capitals has been a game-changer. Their Prop Firm Passing Service allowed me to get funded without spending hours at the charts. Now their management service handles my accounts while I focus on my career.

W
William N.
March 22, 2026
★★★★★

Verified results, transparent communication, and consistent performance. PFM Capitals has earned my trust completely. I’ve used their services for 3 different challenges and all were passed successfully. Their Forex Account Management is top-tier.

H
Hannah J.
March 18, 2026
★★★★★

I was about to give up on prop trading after multiple failures. PFM Capitals restored my faith. They passed my challenge efficiently and their ongoing management has been profitable. I recommend their Prop Firms Passing Services to anyone serious about funded trading.

Z
Zachary A.
March 15, 2026
★★★★★

The best investment I’ve made in my trading career. PFM Capitals passed my $100k Topstep challenge in 10 days and their funded account management has generated consistent returns. Professional, reliable, and results-driven. Five stars without hesitation.

Common Questions

Frequently Asked Questions About Prop Firm Passing Services

Find answers to the most commonly asked questions about our Prop Firm Services, Topstep challenges, and funded account management.

The Topstep Combine is a proprietary trading evaluation program that tests your trading skills, discipline, and risk management abilities. It consists of two phases: Phase 1 requires you to achieve a profit target (typically $1,500 for a $50K account) while staying within daily (3%) and maximum (5%) drawdown limits. Phase 2 has a lower profit target ($1,000) with the same drawdown rules. Once both phases are completed, you receive a funded account to trade with Topstep’s capital. Our Prop Firm Passing Service handles both phases professionally to ensure you receive your funded account.

With our professional trading team, most Topstep challenges are completed within 5-15 trading days. This is significantly faster than the industry average for solo traders, which typically ranges from 30-90 days. The exact timeframe depends on market conditions, the account size, and the specific profit target. Our Funded Account Management Services prioritize consistent, sustainable growth over rushed, risky trading.

Topstep’s terms of service do not prohibit traders from using professional account management services, provided that all trading activities comply with their rules and guidelines. Our Prop Firm Services are designed to operate fully within Topstep’s framework. We never engage in prohibited practices such as hedging between accounts, trading during prohibited hours, or using unauthorized software. All our trading is transparent and compliant.

PFM Capitals maintains an industry-leading success rate of over 85% for Topstep challenges. This is based on our internal tracking of all challenges managed by our trading team since 2022. Our success rate is significantly higher than the industry average of 10-20% for solo traders. This difference is attributed to our experienced traders, systematic approach, and rigorous risk management protocols. We also offer a retry guarantee on most packages.

Once you’ve passed your Topstep challenge and received your funded account, you can opt to continue with our Funded Account Management Service. Our professional traders will manage your funded account on your behalf, generating consistent profits while adhering to Topstep’s funded account rules. Profits are shared according to the agreed terms (typically 70/30 or 80/20 in your favor). Payouts are processed through Topstep’s standard withdrawal procedures. This allows you to earn passive income from your funded account without needing to trade it yourself.

Topstep funded accounts allow trading in a wide range of futures markets including E-mini S&P 500 (ES), Nasdaq 100 (NQ), Gold (GC), Crude Oil (CL), Euro FX (6E), Treasury bonds (ZN, ZB), and more. Our trading strategies are optimized for the most liquid instruments—primarily ES and NQ—during the US trading session. This focus allows us to maximize profit potential while maintaining strict risk management. We can also customize our approach based on your preferences and the specific requirements of your funded account.

Yes, PFM Capitals offers a retry guarantee on most of our challenge packages. If our professional traders do not pass your Topstep challenge within the agreed timeframe, we will re-evaluate the account at no additional cost. In some cases, we may offer a partial refund according to our terms and conditions. We’re confident in our ability to pass challenges, which is why we back our services with this guarantee. Contact our support team for specific details on the guarantee terms for your chosen package.

Topstep enforces a daily loss limit of 3% of the starting balance for the Combine phase. For a $50,000 account, this means your account equity cannot drop below $48,500 at any point during the trading day. Our risk management system is designed to stay well within these limits. We cap our maximum daily loss at 1.5%—half of Topstep’s limit—to provide a substantial safety buffer. Our real-time monitoring alerts our risk managers if we approach 50% of the daily limit, at which point we reduce exposure or stop trading for the day.

Topstep allows trading during news events, but we exercise extreme caution during high-impact releases such as Non-Farm Payrolls (NFP), FOMC meetings, CPI data, and other tier-1 economic events. Our traders either avoid trading during these windows entirely or use significantly reduced position sizes with wider stops to account for increased volatility. This disciplined approach protects against slippage, unexpected market gaps, and the kind of rapid price movements that can trigger drawdown violations.

Getting started is simple. Visit PFM Capitals and choose your desired challenge size and package. You can purchase your Topstep evaluation directly or let us handle it for you. Once you have your evaluation credentials, provide them through our secure client portal. Our trading team will begin working on your challenge within 24 hours. You’ll receive daily progress updates and can contact our support team anytime via Telegram, WhatsApp, or email. The entire process is designed to be seamless and stress-free.

A Prop Firm Passing Service focuses specifically on getting you through the evaluation phase to secure a funded account. This involves meeting profit targets while adhering to drawdown rules and other evaluation requirements. Funded Account Management, on the other hand, is for traders who already have a funded account and want professionals to manage it for consistent profit generation. The passing service is a one-time engagement to get you funded, while the management service is an ongoing relationship that generates passive income. At PFM Capitals, we offer both services to support traders at every stage of their prop trading journey.

Absolutely. Security and confidentiality are paramount at PFM Capitals. Your account credentials are handled with the highest level of security protocols. We use encrypted communication channels, secure client portals, and strict internal access controls. Our trading team operates under comprehensive non-disclosure agreements (NDAs), and we never share your information with third parties. Additionally, we recommend changing your password after the challenge is completed for your peace of mind. Our 2,500+ satisfied clients are a testament to our commitment to security and trust.

For our Funded Account Management Services, we offer flexible profit-sharing arrangements. The standard model is 70/30 (70% to the account owner, 30% to PFM Capitals) or 80/20 for larger accounts. Payouts are processed through Topstep’s standard withdrawal procedures, which typically take 1-3 business days. We provide detailed monthly reports showing all trades, profits, losses, and the calculation of profit shares. Our goal is to build long-term partnerships where both parties benefit from consistent, sustainable trading performance.

Yes, PFM Capitals can manage multiple Topstep challenges simultaneously. Many of our clients choose to run 2-4 challenges at once to diversify their funded account portfolio. Our trading infrastructure is designed to handle multiple accounts efficiently, with each account receiving the same level of professional attention and risk management. This approach allows you to scale your funded trading operation faster and build a diversified portfolio of funded accounts across different firms. Contact us to discuss multi-account packages and pricing.

Yes, as part of our commitment to client education and transparency, we provide detailed trading reports for every challenge we manage. These reports include entry/exit points, reasoning for trades, risk-reward ratios, and performance metrics. For clients interested in improving their own trading skills, we also offer educational resources covering trading strategies, risk management techniques, and trading psychology. Our goal is not just to pass your challenge but to help you become a better trader overall. Explore our Prop Firm Services page for more educational content.

Ready to Pass Your Topstep Challenge?

Join over 2,500 traders who have secured their funded accounts through PFM Capitals. Let our professional Prop Firm Passing Service turn your trading dreams into reality.

🚀 Start My Challenge Now 💬 Chat on Telegram 📱 WhatsApp Us
Abstract financial candlestick charts representing trading success with PFM Capitals
Chat on Telegram Chat on WhatsApp
Scroll to Top